MIT License

Copyright (c) 2026 Moai Loops

Permission is hereby granted, free of charge, to any person obtaining a copy
of this skill and associated documentation files (the "Skill"), to deal
in the Skill without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Skill, and to permit persons to whom the Skill is furnished
to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in
all copies or substantial portions of the Skill.

THE SKILL IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SKILL OR THE USE OR OTHER DEALINGS IN
THE SKILL.

Note: this Skill drafts client-facing text only. It does not compute tax,
does not provide tax, legal, or accounting advice, and never sends anything
on its own — every draft is for the practitioner's review. See guard.md in
this folder for the full rule set.
